Oh man, you want to hear an extreme on worrying about the transportation cost to the hospital? My ex-BIL is a sanitation engineer; trash man. While working alone one day about 8 years ago he got his arm caught in the compactor part in the back of the truck. He was shoving something in that was falling out and his hand got tangled in what he was pushing in. The compacting blade (not exactly a sharp object) got his arm almost dead center between his hand and his elbow. When it did so, it pulled him away from the controls, preventing him from stopping the pack cycle.
In a 15 second (slooooow) process it broke his arm and literally pulled it off about 6" below his elbow.

Fred climbed out of the back of the dump truck and used the controls to open the back and went in to retrieve the rest of his arm. He then used the controls to close the back of the truck to prevent any garbage from getting out and climbed into the cab, putting his severed arm in the passenger seat. He tried to call for help, but he couldn't drive the garbage truck, shift gears and use the radio with only one arm and keep his stub jambed into his side to slow the gushing blood.
He got nearly 6 miles down the highway before he began to lose it. He was weaving on the road and began to pass cars in the median and lay on his horn as he went through red lights. To his luck, a state police cruiser pulled him over. The state trooper marched up to his cab in a rage and started to scream at Fred. Fred told the trooper that he wasn't sure he could drive anymore and tried to hand the trooper his severed arm and ask him to drive him on in to the hospital.
The trooper passed out on the spot and fell into the road. Well, when the trooper didn't respond to radio calls to him from dispatch, they were afraid that something bad had happened and called for emergency back up with a possible officer down.
Fred got out of the garbage truck and tried to revive the officer and laid his severed arm in the driver's seat of the truck. About 5 or 6 troopers converged on the scene storming in with weapons drawn. Talk about confusing, when they ordered Fred to raise his hands, you know what they saw!

Fred tells me that about that time he started to pass out from blood loss and pain. He got a medical helicopter to transport him to the hospital and an ambulance came and picked up the downed officer who was in shock.
Donations and the IN State Police paid for his Medical Evacuation via helicopter. Fred's arm was re-attached and he has gained about 80% use of it (amazingly). The physicians who operated and treated him said that the arm was really torn off and not cut off and it was full of contamination. He actually had several surgeries and many weeks of strong antibiotics.
Always the tough guy, Fred went back to work in 6 weeks but was not allowed to drive yet. He rode on the back of the truck and tossed cans in with his one good arm. Apparently he momentarily forgot about his bad arm and tried to hold on to the moving truck with it while he changed his grip. Oops. He fell off of a moving truck and was hit by a car behind the garbage truck!

He got about a dozen stitches in his head and broke a couple of fingers from that.
Sorry to be off subject a little, but I thought of this when the one post talked about people having to pay for their own trips into the hospital. That was what Fred was trying to avoid. In his circumstances, I don't think I could do what he did.
