Parking lot accident

mak2 · Dec 22, 2009

My son and some lady backed into each other in a parking lot. By both accounts, both were backing out and hit each other. Of course the lady declared it was my son's fault and expected a check. I did not see it or any damage to either vehicle, but she said she was taking it to the shop and expected a check. If they both back into each other arent both responsible for their own vehicle.

BigAl · Dec 22, 2009

Was a police report taken, witnesses questioned and/or did you son admitt guilt ? Did they exchange insurance information ? If not ,its a wash . She pays her repairs and you pay yours . If they did ,report it to your insurance Co . ASAP before they get blind sided by the other company and your Son gets his insurance canceled .End of story

mak2 · Dec 22, 2009

We exchanged insurance companies. no witness and the lady admitted her husband was backing up, she seen him and her husband attempted to get out of the way. That was by her account. Nothing is my sons fault (according to him). Sounds to me like they simply backed into eachother, neither paying attention.

BigAl · Dec 22, 2009

mak2 said:
We exchanged insurance companies. no witness and the lady admitted her husband was backing up, she seen him and her husband attempted to get out of the way. That was by her account. Nothing is my sons fault (according to him). Sounds to me like they simply backed into eachother, neither paying attention.

I would report it to my insurance co. just to be safe and get your Sons account of the accident on record . More than likely she will try to make a issue . Most likely her claim will be denied and each will pay there own damage .

muleman · Dec 22, 2009

If it happened in a parking lot and not on the street there really is not a thing she can do about it. The law does not get involved in accidents on private property. If you notify your insurer it will go on your record against your policy.

BigAl · Dec 22, 2009

muleman said:
If it happened in a parking lot and not on the street there really is not a thing she can do about it. The law does not get involved in accidents on private property. If you notify your insurer it will go on your record against your policy.

But Muleman , If she reported it and you hav'nt would it be worst ?Just asking .... I dunno .

mak2 · Dec 22, 2009

Thanks for the advice guys. I figured that but just checking.

BigAl · Dec 22, 2009

Do we have any insurance guys who might be members who could answer this ?

muleman · Dec 22, 2009

Cops wont do a thing about it. But your insurer will hold it against you forever even if they did not pay a dime out.

BigAl · Dec 22, 2009

muleman said:
Cops wont do a thing about it. But your insurer will hold it against you forever even if they did not pay a dime out.

My only thought is if they could cancel your policy for not reporting it , if the lady takes it to her insurance company and it gets reported to yours ?? I honestly do not know . :flowers:

thcri · Dec 22, 2009

Daughter in law using our suburban of course got hit by a car in a parking lot. Each pointed the finger at the other. Our insurance company was smart. He asked the other person if she was moving at the time of the incident, then asked my daughter in law if she was moving. Daughter said no the other person said yes, case over the other person was at fault. There is not rules nor will the police take a report but evidently the rule is, are you moving, then your at fault.

Just our experience in our State.

mak2 · Dec 22, 2009

Both told me they were both moving.

thcri · Dec 22, 2009

mak2 said:
Both told me they were both moving.

You are a witness then, both were moving, each pay for their own.

Bulldog1401 · Dec 23, 2009

muleman said:
If it happened in a parking lot and not on the street there really is not a thing she can do about it. The law does not get involved in accidents on private property. If you notify your insurer it will go on your record against your policy.

In NY there is a section of law called unsafe backing. It is enforceable anywhere. (On both public roadways and private parkinglots.) In NY the definition of a property damage motor vehicle accident is damage to anothers property (public or private) as the result of the operation of a motor vehicle.

Check with the local police kinda anonymously and see what the law is there.

Snowtrac Nome · Dec 24, 2009

in the state of ak when you have an accedent and the police don't respod or the damage isn't enough to require a uniformmed investigation you are still required to go to the department of motor vehicles and file an accedent report. this does t things keeps you from being blamed for the accedent by default if the other party files their report and also keeps the other party from claiming additional damage you may not have caused.just like in the military if its not on paper it did't happen.

Parking lot accident

mak2

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mak2

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muleman

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mak2

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mak2

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Snowtrac Nome

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